MoneyGrid

The Only Budget Spreadsheet
You'll Ever Need to Buy

Stop juggling five apps to manage your money. MoneyGrid is one connected spreadsheet — budget, debt, savings, and net worth — that does the math for you, every month, for as long as you use it.

Get MoneyGrid — ₹99 See What's Inside →
🔒Secure payment
⚡Instant delivery
↩️7-day refund policy

What You Get

MoneyGrid

  • ✓Auto-Calculating Dashboard
  • ✓50-30-20 + Zero-Based Budgeting
  • ✓Debt & EMI Tracker
  • ✓BNPL Tracker
  • ✓Goal Planner & Sinking Funds
  • ✓Net Worth Tracker
₹99₹399
YOU SAVE ₹300

UPI · Cards · Net Banking

7-Day Refund Policy · If not as described, we refund. No questions.
⏰ Launch price ₹99 ends in --:--:-- — price increases to ₹399 after
Who It's For

One Spreadsheet, Every Money Question

For anyone who wants their whole financial picture in one place instead of scattered across apps and mental math. No income bracket, app, or life stage required.

🧾

Building your first budget

💳

Digging out of debt

🎯

Saving for something specific

📱

Tired of switching between apps

🛍️

Tracking BNPL / EMI spending

📈

Wants one connected financial picture

12 Connected Tabs

Inside The Spreadsheet

I
Dashboard
Auto-Calculating Dashboard
Your entire financial picture on one screen — pulls from every other tab automatically.
II
Budgeting
Two Budgeting Methods
The 50-30-20 rule and Zero-Based Budgeting, built in. Use whichever fits how you think about money.
III
Debt
Debt & EMI Tracker
Every loan in one place, with real payoff progress — not just a static list of what you owe.
IV
BNPL
BNPL Tracker
See your total Buy-Now-Pay-Later exposure across every app, before it becomes a problem.
V
Savings
Sinking Funds
Separate savings pots for planned expenses — so a big bill never derails your whole budget.
VI
Goals
Goal Planner
Turn big goals into a monthly savings number — see exactly what to set aside each month.
VII
Audit
Subscription Auditor
Find and cancel the money leaks — every recurring charge, listed and totalled in one place.
VIII
Net Worth
Net Worth Tracker
A live trend chart of the number that actually matters — what you own minus what you owe, over time.
IX
Guide
9 Money Principles
The ideas behind every tab, explained simply — so you understand the why, not just the what.
Not Another Free Template

Why MoneyGrid

Free budget templates do one thing — a tracker, or a debt calculator, never both. MoneyGrid is 12 connected tabs in one spreadsheet: log your month once, and your budget, debt payoff, savings goals, and net worth all update themselves.

Built for Google Sheets and Excel — no app, no login, no subscription. One-time payment, yours forever.

How It Works

Three Steps, Zero Setup Headache

I
Get The File
Instant download after payment — a PDF guide plus the spreadsheet file, ready to make your own copy.
II
Fill Your Numbers
Enter your income, expenses, and debts once. Every tab updates automatically from there.
III
See It Update Itself
Every month, log your numbers — your dashboard, debt payoff, and net worth trend update on their own.
Buyers

What Buyers Say

R
Rohan
Software engineer, Bengaluru
★★★★★

"Was using 3 diff apps — 1 for budget, 1 for tracking EMIs, 1 spreadsheet i made myself that broke every month. This just replaced all of it. The net worth tab alone is worth it tbh."

P
Priyanka S.
Marketing, Pune
★★★★★

"Maine socha tha ek aur budget sheet hi hogi but the BNPL tracker changed my mind. Simpl + LazyPay + credit card sab alag alag track kar rahi thi, ab ek jagah dikhta hai total kitna deduct hoga. genuinely useful."

A
Arjun
Freelance designer
★★★★☆

"good value for 99 rupees ngl. debt tracker is solid, actually shows payoff progress not just a list. only thing is the subscription auditor tab took me a bit to figure out how to fill first time, but works fine once you get it."

N
Neha K.
HR, Gurgaon
★★★★★

"Zero-based budgeting wala method try kiya first time, spreadsheet ne pura calculate kar diya khud se. Sinking funds tab bhi useful hai — Diwali aur birthday gifts ke liye alag rakhti hoon ab, end of month surprise nahi aata."

V
Vikram
Small business owner, Indore
★★★★☆

"Excel mein bhi chal gaya bina kisi dikkat ke, jo mujhe important tha kyunki mera Google account office wala hai. 12 tabs thoda zyada lag rahe the shuru mein but dashboard tab pe hi zyada time spend karta hoon actually."

S
Sneha
Recent graduate
★★★★★

"First job lagi hai abhi 6 months pehle and honestly paisa kaha ja raha tha pata hi nahi chalta tha. This helped a lot. 9 money principles wala tab bhi padha, simple language mein hai, samajh aata hai easily."

K
Karthik R.
IT consultant, Chennai
★★★☆☆

"Does what it says. debt and budget tabs are genuinely well made. wish there was a mobile-friendly view though, spreadsheet gets a bit cramped on phone screen, i mostly use it on laptop now."

M
Meera
Homemaker, Ahmedabad
★★★★★

"Ghar ka pura budget main hi dekhti hoon, pehle diary mein likhti thi sab. Ab sheet mein daalti hoon aur khud calculate ho jaata hai. Goal planner tab se beti ki fees ke liye monthly kitna bachana hai woh bhi pata chal gaya."

FAQ

Common Questions

Do I need any paid software or subscription?
No. MoneyGrid works in Google Sheets (free) or Microsoft Excel. No app to install, no login, no recurring subscription — one-time payment, yours forever.
What exactly do I get after payment?
A PDF guide plus the spreadsheet file — download link is instant after payment. Make your own copy in Google Sheets, or open directly in Excel.
What is "zero-based budgeting"?
A method where every rupee of income is assigned a job — spending, saving, or debt — before the month starts, so nothing goes untracked. MoneyGrid includes this as one of two budgeting methods; use whichever fits how you think about money.
What is BNPL tracking, and why does it matter?
BNPL means "Buy Now, Pay Later" — apps like Simpl, LazyPay, or card-based EMIs that split a purchase into future payments. It's easy to lose track of how much you owe across multiple BNPL apps at once. This tab totals it all in one place.
I'm not good with spreadsheets. Is this too complicated?
You only fill in your numbers — income, expenses, debts. The formulas and charts are already built in and calculate automatically. No formula-writing or spreadsheet skills required.
What if it's not what I expected?
Email hello@growthkitindia.com within 7 days. If the content is materially different from what's described on this page, we'll refund you. No complicated process.
Does this work outside India?
Yes — MoneyGrid uses standard spreadsheet formulas with no region lock. You can adapt the currency symbol to your own; the budgeting and tracking logic works anywhere.
Get MoneyGrid

One Payment. Yours Forever.

MoneyGrid
₹99
₹399
YOU SAVE ₹300

UPI · Cards · Net Banking · Secured by Razorpay

What you get:

  • ✓Instant download — no waiting
  • ✓Works in Google Sheets & Excel
  • ✓PDF guide + spreadsheet, both included
  • ✓No app, no login, no subscription
  • ✓7-day refund if not as described
  • ✓One-time payment, yours forever
₹399
₹99
YOU SAVE ₹300